Do You Need Insurance for a Destination Wedding?

Wedding insurance is always a good idea but is even more necessary for a destination wedding. The price of a wedding insurance policy for a destination wedding varies depending on the amount of coverage. Most policies cover the following:

Weather. If your wedding must be postponed due to bad weather, your insurance should cover the cost of rescheduling. This is especially useful for Florida or the Bahamas during hurricane season. But remember, a few drops of rain isn’t going to qualify. The inclement weather must so bad that your wedding can't be performed or the majority of your guests won’t be able to attend.

Physical injury. If you, your groom, or other essential members of the wedding can't make it due to injury, illness, or death, your deposits should be covered.

Vendors. If any of your vendors don’t come through, you can recover some, if not all, of the costs of rescheduling.

Additional riders
Military. If you or your groom is in the military and one of you is called to duty, all deposits will be covered.

Wedding attire. Should your airline lose your gown or your tux rental store goes out of business, the cost of damages will be reimbursed.

Gifts. Sometimes this is covered by homeowners insurance. If not, this additional coverage will protect against damage or theft.

One issue that won’t be covered? If you back out or call off the engagement, sorry, no refunds!