Budget, understandably, is a big issue when planning a wedding -- especially in these economic times. Our mantra for the wedding planning has been “Save, and don't go overboard!" We want to save money whenever and wherever possible and not go overboard with details that don't really matter in the long run.

We ask ourselves, "Is this a detail anyone will notice but us?" If the answer is no, we don't do it. For instance, we're using the linens, chairs, and silverware provided to us by our venue. We were given the option to "upgrade" all those items if we wanted to work with an outside vendor. There was no need for this, especially since the reception is being held at a fancy restaurant.

Now, for invitations -- these puppies can add up! Do we really need three different ink colors? Letterpress ($$$) instead of digital ($) printing? Extra embellishments like ribbons and vellum? No, no, and no. Invitations can look simple and elegant without breaking your budget. And, really, the invitations serve only as a means to let guests know when and where they need to be, as well as giving them a way to RSVP.

Photo: Geoff White Photographers

We also saved by hiring a DJ instead of a band. That alone saved us thousands of dollars -- all of which will be going toward our honeymoon. To me, that's money better spent. Plus, I’d rather hear my favorite songs sung by the actual singer, but that's just me. I understand that a band adds a certain elegance, but in this case, a DJ just makes more sense money-wise and doesn't take much away from the overall atmosphere.

We decided not to scrimp on the food and drinks. We want to celebrate with our closest friends and family and have a fantastic evening. We want everyone, especially those traveling to Chicago for us, to have a great meal and a great time. Additionally, I probably spent a bit more on the dress than I wanted to. However, I wanted to feel as beautiful (for myself as well as Joe) as I possibly could.

Joe and I have also been conscious about spending in our daily life. We're definitely cutting back -- we're trying to cook at home more often rather than eating out. When we do eat out, we try to choose a less expensive place to eat, or one that's BYOB. I've cut out the monthly pedicures (I can do them at home!) and am shopping less for clothes. That's been a tough one -- I'm really sick of the same three sweaters I keep in rotation. It’ll be worth it in the long run, though.

As I keep saying, the day will be special no matter what. We'll make it beautiful and elegant, but we'll do it without putting ourselves in debt. While it’ll be one of the best days of our lives, it doesn't mean we have to break the bank to make it special.

Jen Schefft is the author of Better Single Than Sorry: A No-Regrets Guide to Loving Yourself and Never Settling.

Got a burning question for Jen? Ask now!

-- Jen Schefft

See More: Celebrity Weddings , Budgeting , Jen Schefft Celebrity Bridal Blog , Planning