Disputing Inaccurate Information on a Credit Report

To dispute inaccurate information on your Experian, Trans Union, or Equifax credit report, write to the bureau that supplied the information. In your letter be sure to include:

• Your full name, first, middle and last and including any applicable suffixes (Jr., Sr., II, etc.)
  
• Your complete mailing address
  
• Your date of birth
  
• Your Social Security number (this is necessary to access your credit report)
  
• The name and account number of the creditor and item in question
  
• The specific reason for your disagreement with the disputed item
  
• Your signature

Mail dispute to:
Experian
National Consumer Assistance Center
P.O. Box 2104
Allen, TX 75013-0949
Equifax Information Services
P.O. Box 740241
Atlanta, GA 30374-0241
Trans Union Corporation
P.O. Box 390
Springfield, PA 19064-0390
Or call these numbers for more information:
Experian 1 (888) EXPERIAN
Equifax 1 (800) 378-2732
Trans Union 1 (800) 916-8800

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